Updated: 28 January 2026
Are you struggling to manage your money or pay your rent?
Have you moved onto Universal Credit and finding getting paid monthly, not weekly, hard to get used to?
We are here to help you, and we always encourage you to tell us straight away if you are experiencing problems with money, benefits, or paying your rent, as there is a range of help available.
Our dedicated teams can agree affordable repayment plans and provide specialist advice on claiming benefits, maximising income and managing debt.
If you are experiencing financial pressure and need help just get in touch
Torus has a range of dedicated teams who are here to help you.
Find out more about support available
As a Torus customer, you can access free advice and support to help make sure you’re making the most of your money. Not only is help available from Torus Foundation to help with energy and fuel advice, but Torus customers can now access free advice for welfare benefits, budgeting and debt advice from Money Wellness and Citizens Advice.
We have pulled together some top tips to make the most of your money.
Need help to budget and manage your money? Then help is available from Torus Foundation, who offer a range of support and can help you identify courses that may be useful for you.
Our dedicated and helpful Income Team can help you set up an affordable payment plan if you find yourself in arrears or struggling to pay your rent.
Contact the Torus Foundation to find out more. If money’s short at the end of the month we can provide Foodbank vouchers, contact the Tenancy Sustainment Team.
With everything moving online, including claiming benefits and maintaining your UC claimant commitments, the Torus Foundation help by signposting you to local community groups and local authority sessions and short course.
The Torus Foundation teams works with employers across the region to bring you the latest job opportunities and provide weekly drop-in sessions to help with job applications, job searches and more.
Debt doesn’t go away so if you’re having money troubles, don’t ignore them, act. As well as support from Torus, there are lots of organisations available who will offer free, confidential advice and support.
You can also speak to the Torus Foundation Financial team.
If you are struggling with money and debt and it is affecting your mental health, help is available.
Find out more at Money and Mental Health