Maximising your income

Updated: 24 July 2023

We understand these are still uncertain and worrying times for many of our customers and know that lots of people are struggling financially and Torus are here to help.

If you are experiencing financial pressures and are struggling to pay your rent, please get in touch as soon as possible, as it's better to let us know now. That way we can work with you to reach a solution, find out more about accessing support here.

We also want to make sure that you are maximising your income and making the most of your money as you may be able to increase your income or make it go further by:

• Making sure you are claiming all the benefits you are entitled to
• Claiming Government grants
• Accessing low cost schemes and grants
• Getting help from charities
• Using money saving tips

Borrowing money safely

Find out more information on how to borrow money safely from regulated services like Credit Unions and avoid falling victim to illegal Loan Sharks.

Read more

Cost of Living helper tool

With the help of the Hyde Foundation, we have access to a Cost of Living Helper tool for our customers.

If you are worried about money, there is a lot of help out there. Knowing where to start can be tricky, but in this tool, you will find advice and handy tips about what you can do.  A a pocket guide to help anybody take their first steps to resolve money worries.

Check out the Cost of Living Helper Tool

Cost of living support from local authorities

Visit your local authority website for more help and advise on help available for individuals and families struggling with energy bills, money and finances.

• Warrington Borough Council
• St Helens Council
• Liverpool City Council
• Liverpool devolved councils (Knowsley, Sefton, Wirral, Liverpool) – to find your council visit: www.gov.uk/find-local-council